Hello, my name is Spencer, and before you decide to work with me, I'd like to share a bit of my background.
I am the oldest of four, raised by teen parents. As you can imagine, that came with challenges. However, growing up, I never felt like I was missing anything. My parents always made it seem like everything was handled. We took weekend trips, celebrated birthdays and holidays, hosted family gatherings, and spent time together often. I was always cared for, and I wouldn't change my childhood for anything.
As I got older, I began to notice small changes. Arguments became more frequent, and we were told "not right now" more often. Family outings slowly stopped, and frozen foods replaced home-cooked meals. At the time, I didn't understand what was happening, but eventually, the picture became clear.
Financial stress was quietly taking its toll.
Like many families in the United States, my parents were carrying a significant amount of debt, eventually reaching six figures. That pressure strained everything, and sadly, it played a major role in their divorce. Watching my family go through that experience was heartbreaking, and it permanently changed how I view money and financial education.
That experience is why I do what I do today.
I never want anyone to go through the emotional, relational, and mental stress that comes from overwhelming debt. This business was built on the belief that if I could learn how to navigate debt and finances, anyone can.
My goal is to provide the knowledge, tools, and support that I wish my parents had, so you don't have to figure it out the hard way.
